When the Buddha arrived in Sravasti on his propagating
mission, he lived in Jetvana Vihara. One day, he asked his Bikshus:"
When a poor man craves for the things he desires, is he inducing a lot
of suffering for himself?"
The Bikshus answered collectively:" Yes, Buddha!"
The Buddha asked again:" If this man cannot withstand the temptation
of his material desires, and borrows money to satisfy them, would this
induce suffering?"
" It would." They answered.
" If he cannot repay his debt, and there is interest accruing on
this debt, would this entail suffering?"
" Yes."
" When the lender comes after him everyday for repayment of the
loan, is it disturbing?"
" Yes."
" If he cannot eventually repay the loan, and is being caught by
the lender, would he be in serious trouble?"
" Yes."
The Buddha said:" With regard to worldly phenomena, to crave while
in poverty induces the greatest suffering. Likewise with borrowing from
others. It is the same with regard to the dharmas of sages and holy
ones. No matter how much you own in physical possessions, you are only
considered to be a man of poverty f you do not believe in cause and
effect, do not observe the precepts and is not willing to practise alms
giving and cultivate for wisdom.
Those who commit evil words, thoughts and actions are like raising a
loan. Interest on the loan can be compared to those who do not repent
even though they know they have done wrong. When other people condemn
their misdeeds and they are still without remorse, it is like they are
being asked for repayment by the lender. If all they can think of is
greed, resentment and delusion, they are like being chased after by
the lender everyday. If they finally fall into the lower realms as a
result of their bad deeds, they are like being caught by the lender
without hope of being released. There is no greater bondage than being
in the tormenting confines of the three evil paths. Those with wisdom
should realise the importance of uprooting the causes of defilements
within them."
All Bikshus who heard this revelation resolved to practise with concentration
and diligence to avoid afflictions of the three evil paths.
[ The mind is like a sacred mountain full of
treasures. It consists of the most valuable resource for us to explore
and utilise. It is only the ignorance in sentient beings that has misled
them into seeking for external treasures instead. A person's lifelong
innocence and purity can be wiped out by one single trait of delusion.
Whether we become saints or worldlings depends on how we uphold right-mindfulness
and pursue on the right course. If we just follow everyone else, we
could easily lose our true mind.]